November 11, 2025 | Mark Luis Foster

First off, Happy Veteran’s Day to all those who served our great country. We salute you!

And now for some more good news. Minnesota saw a 12% decrease in HOA liens from 2024 to 2025, according to a new statistical analysis by the company Benutech, which describes itself as “Building advanced business systems for today’s real estate professionals.”

They launched something called an HOA Lien Tracker, which watches lien action in “super lien” states in the nation, defined as states where liens are considered secured debt that sometimes take precedence over a primary mortgage. Liens are increasing in some states due to obvious pressure from interest rates, insurance premium increases, and higher HOA dues.

A site called National Mortgage Professional writes that in 10 of the 14 super-lien states and the District of Columbia covered by company’s tracker, the number of liens increased, but Minnesota was actually down. Sadly, in eight of the high-increase states, the percentages were up by double digits from last year to 2025.

Top increases were in Louisiana (+170%), Colorado (+145%) and DC (+72%). Minnesota was almost dead last, a good thing for a change, with a decrease of 12%. Florida, New Hampshire and Alaska also saw decreases.

Here’s the Benutech chart:

You can read the release on the NMP site HERE.