January 1, 2026 | Mark Luis Foster
Another lap around the sun and here we are the beginning of a new year. I hope you had a wonderful holiday season (so far!). We continue to track HOA issues across the land, and Florida remains in the crosshairs with a new piece of legislation that seeks to make it easier for HOAs to dissolve. We blogged about it originally on Dec. 11 HERE.
A new study has been released on what might actually happen if the legislation is passed. The Cato Institute indicates that a home that goes from being inside of an HOA to a non-HOA status could lose 5-6% of its property value. That’s enough to get some people’s attention, I would expect.
News4 in Jacksonville reports:
But some are cautioning against this move over the real estate value issue. “I understand the frustration of people who get annoyed with HOAs, think they’re a bunch of ‘Karens’ on the board trying to limit their freedom. But the fact of the matter is, if HOAs are done away with, the price of their homes will plummet,” Mill Creek Homeowner’s Association President Scott Lara told News4Jax earlier this month.
The bill says that if two-thirds of residents in an HOA vote in favor, the HOA could be dissolved. The bill also allows a smaller percentage of an HOA to get the “dissolve party” started, with just 20% signatures required. Why homeowners would vote in favor of reducing their property values is beyond me, so even if the bill passes it remains to be seen what migration there might be, if any.
What are the chances of this Florida bill passing?
As of now, the law does not have a Senate companion bill in the Florida legislature, which is often needed to get passed, but it’s not required. The Florida Legislative session begins in mid-January, and if the bill is passed, it would take effect in July.
