August 23, 2026 | Mark Luis Foster

It’s been since May 12 when the so-called HOA Bill of Rights, SF 1750, was signed into law. We’ve hosted two webinars on the subject already, with another one scheduled this week on Tuesday 8/26 at 9 a.m. (spots still available!) and a final one in September. Countless property managers are doing the same, as well as myriad law firms in the metro.

Despite all of that free education, along with our own network awareness-building at monthly chapter meetings, there seems to be a large percentage (dare I say a majority?) of HOA Leaders who still remain in the dark about this legislation that is set to impact their association in just a few short months.  The looming deadline is January 1, and HOA Leaders who are on boards at that time need to be ready for some changes.

Given this lack of awareness, I’m reposting the bill in its entirety HERE.  Also, a while back our metro sponsor, SJJ Law, published a blog that did a nice job of summarizing the impactful issues of this new law.  I’m including the summary again below as a public service.

As I mentioned our next HOALN/SJJ Law webinar is August 26 and we are covering governance rules and how boards will need to ensure compliance. We will do a final one on September 30 that discusses the three-bid rule (see Contracts, below) and we’ll have a handy checklist ready for board compliance.

Spread the word. HOA boards need to get ready. The new year will be upon us soon enough.

SF 1750 SUMMARY

From SJJ Law:

Covenant Enforcement (Rule, Fines, Collections)

All rules must be reasonable.

Association must provide 21 days’ notice to Owners prior to a vote on change in Rules.

Association must create procedure (rule) on architectural approval process.

Association’s ability to regulate parking via rules limited.

Association violations must follow specific procedures/have specific language.

Association is limited in its ability to assess fines (fines capped at $100).

Association must create list of fines and remedies.

Association is limited in its ability to charge interest or late fees on past due assessments ($20 or 5% of balance).

Association must accept any partial payments from Owners and apply those payments to past due assessments prior to applying them to fines or fees.

Association must create Collection Policy that contains specific provisions.

Associations cannot begin foreclosure until an Owner is 3 months’ delinquent.

Associations must inform Owners that their inquiry is being referred to an attorney and provide specific information.

Associations must allow presentation of grievances and attempt to resolve. If unable to resolve, the Association must point the Owner to the ombudsperson.

Association cannot restrict an Owners right to use the property or impose a penalty for that Owner exercising a right under the Declaration or statute, unless the Declaration specifically allows this type of restriction.

Governance (Meetings, Board Members)

Association must make agenda, contracts, and documents available to Owners.

Associations must allow Owners to speak on any agenda items at a Board meeting.

Boards may have working sessions.

Board members may not debate or vote on a contract if they or their family have a financial stake in the vote.

Board members cannot accept money as inducement to vote on a construction contract.

Association must provide copy of proposed budget to Owners prior to adoption.

Association must include additional language about insurance in both the annual report and the resale disclosures.

Contracts

Association must get three bids on construction contracts greater than $50K.

Prior to approving such a contract, the Association must disclose in meeting minutes any affiliation with management or the Board related to any of the bids.

Associations may terminate non-auto-renewing management contracts with three months’ notice.

Associations may decline to renew auto-renewing management contracts with three months’ notice.

Association contracts entered into by Declarant for management services is automatically terminated 12 months after the Declarant control period ends.

Miscellaneous

Certain single-family Associations have a lower threshold for termination.

Certain terms defined (First Mortgage, First Mortgagee, Property Manager).

Safe at Home Violation (Minn. Stat. § 5) is now a violation of MCIOA.

Local governments cannot require builders to create Associations.